One Home Coverage guide
Renters insurance vs. home warranty
Renters insurance and home warranties are built for different households and different risks.
Important: One Home Coverage is not an insurer, insurance agency, broker, warranty company, service contract provider, claims administrator, or coverage/claim decision maker.
Key points to review
- Renters insurance is commonly for tenants seeking personal property, liability, and loss-of-use protection.
- Home warranties are commonly for homeowners or buyers concerned with specified systems and appliances.
- Renters usually are not responsible for major building systems unless their lease says otherwise; review your lease and provider terms.
Before choosing a provider
Read all provider documents carefully. Third-party providers determine coverage, eligibility, pricing or rates, exclusions, claim handling, service fees, contractor availability, approvals, and terms. One Home Coverage does not guarantee approval, savings, coverage, repairs, reimbursement, or claim outcomes.