One Home Coverage guide
First-time homebuyer protection checklist
A practical checklist for buyers reviewing home insurance, warranties, and maintenance questions.
Important: One Home Coverage is not an insurer, insurance agency, broker, warranty company, service contract provider, claims administrator, or coverage/claim decision maker.
Key points to review
- Separate homeowners insurance requirements from optional home warranty choices.
- Ask inspectors about HVAC, plumbing, electrical, appliances, roof age, and maintenance records.
- Compare warranty service fees, limits, exclusions, and contractor availability before closing.
- Keep a maintenance calendar and emergency fund for items not covered by any policy or contract.
Before choosing a provider
Read all provider documents carefully. Third-party providers determine coverage, eligibility, pricing or rates, exclusions, claim handling, service fees, contractor availability, approvals, and terms. One Home Coverage does not guarantee approval, savings, coverage, repairs, reimbursement, or claim outcomes.