One Home Coverage guide
First apartment protection checklist
A practical checklist for renters preparing for a first apartment.
Important: One Home Coverage is not an insurer, insurance agency, broker, warranty company, service contract provider, claims administrator, or coverage/claim decision maker.
Key points to review
- Photograph belongings and keep receipts for valuable items.
- Ask about renters insurance requirements in your lease.
- Check whether pets, roommates, bicycles, electronics, and temporary housing are addressed.
- Save emergency contacts for your landlord, property manager, utility companies, and provider.
Before choosing a provider
Read all provider documents carefully. Third-party providers determine coverage, eligibility, pricing or rates, exclusions, claim handling, service fees, contractor availability, approvals, and terms. One Home Coverage does not guarantee approval, savings, coverage, repairs, reimbursement, or claim outcomes.